*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

  :root {
    --navy: #0B1F3A;
    --navy-mid: #122847;
    --navy-light: #1A3A5C;
    --green: #00C896;
    --green-dim: #00A87E;
    --green-glow: rgba(0,200,150,0.15);
    --cream: #F5F0E8;
    --white: #FFFFFF;
    --muted: rgba(245,240,232,0.5);
    --border: rgba(255,255,255,0.08);
  }

  html { scroll-behavior: smooth; }

  body {
    background: var(--navy);
    color: var(--cream);
    font-family: 'DM Sans', sans-serif;
    font-weight: 300;
    overflow-x: hidden;
  }

  /* ─── NOISE OVERLAY ─── */
  body::before {
    content: '';
    position: fixed;
    inset: 0;
    background-image: url("data:image/svg+xml,%3Csvg viewBox='0 0 256 256' xmlns='http://www.w3.org/2000/svg'%3E%3Cfilter id='noise'%3E%3CfeTurbulence type='fractalNoise' baseFrequency='0.9' numOctaves='4' stitchTiles='stitch'/%3E%3C/filter%3E%3Crect width='100%25' height='100%25' filter='url(%23noise)' opacity='0.04'/%3E%3C/svg%3E");
    pointer-events: none;
    z-index: 1000;
    opacity: 0.6;
  }

  /* ─── NAV ─── */
  nav {
    position: fixed;
    top: 0; left: 0; right: 0;
    z-index: 100;
    display: flex;
    align-items: center;
    justify-content: space-between;
    padding: 22px 48px;
    border-bottom: 1px solid var(--border);
    backdrop-filter: blur(20px);
    background: rgba(11,31,58,0.85);
  }

  .logo {
    font-family: 'DM Serif Display', serif;
    font-size: 1.75rem;
    letter-spacing: -0.02em;
    color: var(--white);
  }
  .logo span { color: var(--green); }

  .nav-links {
    display: flex;
    gap: 36px;
    list-style: none;
  }
  .nav-links a {
    color: var(--muted);
    text-decoration: none;
    font-size: 0.85rem;
    letter-spacing: 0.08em;
    text-transform: uppercase;
    font-weight: 500;
    transition: color 0.2s;
  }
  .nav-links a:hover { color: var(--cream); }

  .nav-cta {
    background: var(--green);
    color: var(--navy) !important;
    padding: 10px 24px;
    border-radius: 100px;
    font-weight: 600 !important;
    letter-spacing: 0.04em !important;
    text-transform: uppercase !important;
    font-size: 0.78rem !important;
    transition: all 0.25s !important;
    text-decoration: none;
    white-space: nowrap;
    flex-shrink: 0;
  }
  .nav-cta:hover {
    background: var(--green-dim) !important;
    color: var(--navy) !important;
    transform: translateY(-1px);
    box-shadow: 0 8px 28px rgba(0,200,150,0.3);
  }

  /* Hamburger */
  .hamburger {
    display: none;
    flex-direction: column;
    gap: 5px;
    cursor: pointer;
    padding: 4px;
    background: none;
    border: none;
  }
  .hamburger span {
    display: block;
    width: 22px;
    height: 2px;
    background: var(--cream);
    border-radius: 2px;
    transition: all 0.3s;
  }
  .hamburger.open span:nth-child(1) { transform: translateY(7px) rotate(45deg); }
  .hamburger.open span:nth-child(2) { opacity: 0; }
  .hamburger.open span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }

  /* Mobile menu */
  .mobile-menu {
    display: none;
    position: fixed;
    top: 70px; left: 0; right: 0;
    background: rgba(11,31,58,0.98);
    backdrop-filter: blur(20px);
    border-bottom: 1px solid var(--border);
    z-index: 99;
    flex-direction: column;
    padding: 24px;
    gap: 20px;
  }
  .mobile-menu.open { display: flex; }
  .mobile-menu a {
    color: var(--muted);
    text-decoration: none;
    font-size: 0.9rem;
    letter-spacing: 0.08em;
    text-transform: uppercase;
    font-weight: 500;
    padding: 8px 0;
    border-bottom: 1px solid var(--border);
    transition: color 0.2s;
  }
  .mobile-menu a:hover { color: var(--cream); }
  .mobile-menu a:last-child { border-bottom: none; }

  /* ─── HERO ─── */
  .hero {
    min-height: 100vh;
    display: flex;
    align-items: center;
    position: relative;
    padding: 120px 48px 60px;
    overflow: hidden;
  }

  .hero::before {
    content: '';
    position: absolute;
    inset: 0;
    background-image:
      linear-gradient(rgba(0,200,150,0.04) 1px, transparent 1px),
      linear-gradient(90deg, rgba(0,200,150,0.04) 1px, transparent 1px);
    background-size: 60px 60px;
    mask-image: radial-gradient(ellipse 80% 80% at 50% 50%, black 20%, transparent 70%);
  }

  .hero::after {
    content: '';
    position: absolute;
    width: 600px; height: 600px;
    background: radial-gradient(circle, rgba(0,200,150,0.12) 0%, transparent 70%);
    top: 50%; right: -100px;
    transform: translateY(-50%);
    border-radius: 50%;
    pointer-events: none;
  }

  .hero-inner {
    max-width: 1200px;
    margin: 0 auto;
    width: 100%;
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 80px;
    align-items: center;
    position: relative;
    z-index: 2;
  }

  .hero-tag {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    background: rgba(0,200,150,0.1);
    border: 1px solid rgba(0,200,150,0.25);
    border-radius: 100px;
    padding: 6px 16px;
    font-size: 0.75rem;
    letter-spacing: 0.12em;
    text-transform: uppercase;
    color: var(--green);
    margin-bottom: 28px;
    animation: fadeUp 0.8s ease both;
  }
  .hero-tag::before {
    content: '';
    width: 6px; height: 6px;
    background: var(--green);
    border-radius: 50%;
    animation: pulse 2s infinite;
  }

  @keyframes pulse {
    0%, 100% { opacity: 1; transform: scale(1); }
    50% { opacity: 0.5; transform: scale(0.8); }
  }

  h1 {
    font-family: 'DM Serif Display', serif;
    font-size: clamp(2.8rem, 5vw, 4.2rem);
    line-height: 1.08;
    letter-spacing: -0.03em;
    color: var(--white);
    margin-bottom: 24px;
    animation: fadeUp 0.8s 0.1s ease both;
  }
  h1 em {
    font-style: italic;
    color: var(--green);
  }

  .hero-sub {
    font-size: 1.05rem;
    line-height: 1.7;
    color: var(--muted);
    max-width: 480px;
    margin-bottom: 40px;
    animation: fadeUp 0.8s 0.2s ease both;
  }

  .hero-actions {
    display: flex;
    gap: 16px;
    align-items: center;
    animation: fadeUp 0.8s 0.3s ease both;
  }

  .btn-primary {
    display: inline-flex;
    align-items: center;
    gap: 10px;
    background: var(--green);
    color: var(--navy);
    font-family: 'DM Sans', sans-serif;
    font-weight: 600;
    font-size: 0.9rem;
    letter-spacing: 0.04em;
    text-transform: uppercase;
    padding: 16px 32px;
    border-radius: 100px;
    text-decoration: none;
    border: none;
    cursor: pointer;
    transition: all 0.25s;
    position: relative;
    overflow: hidden;
  }
  .btn-primary::after {
    content: '';
    position: absolute;
    inset: 0;
    background: rgba(255,255,255,0.15);
    transform: translateX(-100%);
    transition: transform 0.3s;
  }
  .btn-primary:hover::after { transform: translateX(0); }
  .btn-primary:hover { transform: translateY(-1px); box-shadow: 0 12px 40px rgba(0,200,150,0.3); }

  /* ─── HERO CARD ─── */
  .hero-card {
    background: linear-gradient(135deg, var(--navy-light) 0%, var(--navy-mid) 100%);
    border: 1px solid var(--border);
    border-radius: 16px;
    padding: 40px;
    position: relative;
    overflow: hidden;
    animation: fadeUp 0.8s 0.2s ease both;
    box-shadow: 0 40px 80px rgba(0,0,0,0.4), 0 0 0 1px rgba(0,200,150,0.08);
  }

  .hero-card::before {
    content: '';
    position: absolute;
    top: -1px; left: 20px; right: 20px;
    height: 2px;
    background: linear-gradient(90deg, transparent, var(--green), transparent);
  }

  .card-label {
    font-size: 0.7rem;
    letter-spacing: 0.15em;
    text-transform: uppercase;
    color: var(--green);
    margin-bottom: 32px;
    font-weight: 500;
  }

  .investment-display {
    display: grid;
    grid-template-columns: 1fr auto 1fr;
    align-items: center;
    gap: 20px;
    margin-bottom: 32px;
  }

  .invest-block { text-align: center; }
  .invest-amount {
    font-family: 'DM Serif Display', serif;
    font-size: 2.8rem;
    color: var(--white);
    line-height: 1;
    margin-bottom: 6px;
  }
  .invest-amount.green { color: var(--green); }
  .invest-label {
    font-size: 0.72rem;
    letter-spacing: 0.12em;
    text-transform: uppercase;
    color: var(--muted);
  }

  .arrow-divider {
    display: flex;
    flex-direction: column;
    align-items: center;
    gap: 4px;
  }
  .arrow-line {
    width: 40px; height: 1px;
    background: linear-gradient(90deg, rgba(0,200,150,0.3), var(--green));
    position: relative;
  }
  .arrow-line::after {
    content: '▶';
    position: absolute;
    right: -8px; top: 50%;
    transform: translateY(-50%);
    font-size: 0.5rem;
    color: var(--green);
  }
  .arrow-days {
    font-size: 0.65rem;
    letter-spacing: 0.1em;
    color: var(--green);
    text-transform: uppercase;
  }

  .return-badge {
    display: inline-flex;
    align-items: center;
    gap: 6px;
    background: rgba(0,200,150,0.12);
    border: 1px solid rgba(0,200,150,0.2);
    border-radius: 100px;
    padding: 4px 12px;
    font-size: 0.72rem;
    color: var(--green);
    font-weight: 500;
    margin-bottom: 24px;
  }

  .card-divider {
    height: 1px;
    background: var(--border);
    margin: 24px 0;
  }

  .card-stats {
    display: grid;
    grid-template-columns: 1fr 1fr 1fr;
    gap: 16px;
  }

  .stat-item { text-align: center; }
  .stat-num {
    font-family: 'DM Serif Display', serif;
    font-size: 1.4rem;
    color: var(--white);
    margin-bottom: 4px;
  }
  .stat-lbl {
    font-size: 0.65rem;
    letter-spacing: 0.1em;
    text-transform: uppercase;
    color: var(--muted);
  }

  /* ─── PROGRESS BAR ─── */
  .progress-section {
    margin-top: 24px;
  }
  .progress-row {
    display: flex;
    justify-content: space-between;
    font-size: 0.72rem;
    color: var(--muted);
    margin-bottom: 8px;
  }
  .progress-track {
    height: 4px;
    background: rgba(255,255,255,0.06);
    border-radius: 100px;
    overflow: hidden;
  }
  .progress-fill {
    height: 100%;
    background: linear-gradient(90deg, var(--green-dim), var(--green));
    border-radius: 100px;
    width: 0%;
    animation: growBar 2s 0.5s ease forwards;
  }
  @keyframes growBar { to { width: 46%; } }

  /* ─── HOW IT WORKS ─── */
  .section {
    padding: 80px 48px;
    max-width: 1200px;
    margin: 0 auto;
  }

  .section-tag {
    font-size: 0.7rem;
    letter-spacing: 0.18em;
    text-transform: uppercase;
    color: var(--green);
    font-weight: 500;
    margin-bottom: 16px;
  }

  .section-title {
    font-family: 'DM Serif Display', serif;
    font-size: clamp(2rem, 4vw, 3rem);
    color: var(--white);
    letter-spacing: -0.02em;
    line-height: 1.1;
    margin-bottom: 16px;
  }

  .section-sub {
    font-size: 1rem;
    color: var(--muted);
    line-height: 1.7;
    max-width: 520px;
    margin-bottom: 48px;
  }

  .steps-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 2px;
    background: var(--border);
    border-radius: 12px;
    overflow: hidden;
  }

  .step-card {
    background: var(--navy-mid);
    padding: 40px 32px;
    position: relative;
    transition: background 0.3s;
  }
  .step-card:hover { background: var(--navy-light); }

  .step-num {
    font-family: 'DM Serif Display', serif;
    font-size: 3.5rem;
    color: rgba(0,200,150,0.1);
    line-height: 1;
    margin-bottom: 20px;
    transition: color 0.3s;
  }
  .step-card:hover .step-num { color: rgba(0,200,150,0.2); }

  .step-icon {
    width: 44px; height: 44px;
    background: rgba(0,200,150,0.1);
    border: 1px solid rgba(0,200,150,0.2);
    border-radius: 10px;
    display: flex;
    align-items: center;
    justify-content: center;
    margin-bottom: 20px;
    font-size: 1.2rem;
  }

  .step-title {
    font-family: 'DM Serif Display', serif;
    font-size: 1.3rem;
    color: var(--white);
    margin-bottom: 12px;
  }

  .step-desc {
    font-size: 0.88rem;
    line-height: 1.65;
    color: var(--muted);
  }

  /* ─── READY TO BEGIN SECTION ─── */
  .ready-section {
    padding: 60px 48px;
    text-align: center;
    position: relative;
    overflow: hidden;
    border-top: 1px solid var(--border);
    border-bottom: 1px solid var(--border);
  }
  .ready-section::before {
    content: '';
    position: absolute;
    width: 500px; height: 500px;
    background: radial-gradient(circle, rgba(0,200,150,0.07) 0%, transparent 70%);
    top: 50%; left: 50%;
    transform: translate(-50%, -50%);
    pointer-events: none;
  }
  .ready-inner {
    position: relative;
    z-index: 2;
    max-width: 680px;
    margin: 0 auto;
  }
  .ready-section .section-tag {
    text-align: center;
    margin-bottom: 12px;
  }
  .ready-title {
    font-family: 'DM Serif Display', serif;
    font-size: clamp(2.2rem, 4vw, 3.2rem);
    color: var(--white);
    letter-spacing: -0.025em;
    line-height: 1.1;
    margin-bottom: 16px;
  }
  .ready-sub {
    font-size: 1rem;
    color: var(--muted);
    line-height: 1.7;
  }

  /* ─── CALCULATOR SECTION ─── */
  .calc-section {
    padding: 60px 48px 80px;
    max-width: 900px;
    margin: 0 auto;
  }

  .calc-card {
    background: var(--navy-mid);
    border: 1px solid var(--border);
    border-radius: 20px;
    padding: 44px;
    position: relative;
    overflow: hidden;
    box-shadow: 0 32px 80px rgba(0,0,0,0.4);
  }
  .calc-card::before {
    content: '';
    position: absolute;
    top: 0; left: 0; right: 0;
    height: 1px;
    background: linear-gradient(90deg, transparent, rgba(0,200,150,0.5), transparent);
  }

  .calc-title {
    font-family: 'DM Serif Display', serif;
    font-size: 1.3rem;
    color: var(--white);
    margin-bottom: 28px;
  }

  .slots-label {
    font-size: 0.66rem;
    letter-spacing: 0.15em;
    text-transform: uppercase;
    color: var(--muted);
    display: block;
    margin-bottom: 12px;
  }

  .slots-track {
    display: flex;
    gap: 7px;
    margin-bottom: 28px;
  }
  .slot-btn {
    flex: 1;
    height: 44px;
    border-radius: 8px;
    background: rgba(0,200,150,0.04);
    border: 1px solid var(--border);
    color: rgba(245,240,232,0.3);
    font-size: 0.84rem;
    font-family: 'DM Sans', sans-serif;
    cursor: pointer;
    transition: all 0.2s;
  }
  .slot-btn:hover {
    border-color: rgba(0,200,150,0.3);
    color: rgba(0,200,150,0.7);
  }
  .slot-btn.active {
    background: rgba(0,200,150,0.1);
    border-color: var(--green-dim);
    color: var(--green);
  }

  .calc-rule {
    height: 1px;
    background: var(--border);
    margin-bottom: 24px;
  }

  .result-display {
    text-align: center;
    background: linear-gradient(135deg, rgba(0,200,150,0.1), rgba(0,200,150,0.04));
    border: 1px solid rgba(0,200,150,0.14);
    border-radius: 14px;
    padding: 30px;
    margin-bottom: 16px;
  }
  .rd-eyebrow {
    font-size: 0.63rem;
    letter-spacing: 0.2em;
    text-transform: uppercase;
    color: var(--green);
    margin-bottom: 10px;
  }
  .rd-amount {
    font-family: 'DM Serif Display', serif;
    font-size: 3.4rem;
    color: var(--white);
    line-height: 1;
    margin-bottom: 5px;
  }
  .rd-amount span { color: var(--green); }
  .rd-meta {
    font-size: 0.88rem;
    color: var(--muted);
    font-style: italic;
  }

  .calc-breakdown {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 10px;
    margin-bottom: 28px;
  }
  .cb-item {
    background: rgba(245,240,232,0.03);
    border: 1px solid var(--border);
    border-radius: 10px;
    padding: 14px;
    text-align: center;
  }
  .cb-val {
    font-family: 'DM Serif Display', serif;
    font-size: 1.1rem;
    color: var(--white);
    display: block;
    margin-bottom: 3px;
  }
  .cb-lbl {
    font-size: 0.58rem;
    letter-spacing: 0.12em;
    text-transform: uppercase;
    color: var(--muted);
  }

  .calc-cta-wrap {
    display: flex;
    justify-content: center;
    margin-bottom: 16px;
  }

  .calc-fine {
    text-align: center;
    font-size: 0.75rem;
    color: var(--muted);
  }

  /* ─── ANIMATIONS ─── */
  @keyframes fadeUp {
    from { opacity: 0; transform: translateY(24px); }
    to { opacity: 1; transform: translateY(0); }
  }

  .fade-in {
    opacity: 0;
    transform: translateY(20px);
    transition: all 0.7s ease;
  }
  .fade-in.visible {
    opacity: 1;
    transform: translateY(0);
  }

  /* ─── TICKER ─── */
  .ticker {
    background: rgba(0,200,150,0.06);
    border-top: 1px solid rgba(0,200,150,0.12);
    border-bottom: 1px solid rgba(0,200,150,0.12);
    padding: 10px 0;
    overflow: hidden;
    white-space: nowrap;
    padding-top: 0
  }
  .ticker-inner {
    display: inline-flex;
    gap: 60px;
    animation: ticker 30s linear infinite;
    font-size: 0.75rem;
    letter-spacing: 0.1em;
    text-transform: uppercase;
    color: var(--green);
  }
  @keyframes ticker {
    from { transform: translateX(0); }
    to { transform: translateX(-50%); }
  }
  .ticker-item { display: inline-flex; align-items: center; gap: 8px; }
  .ticker-dot { width: 4px; height: 4px; background: var(--green); border-radius: 50%; }

  /* ─── FOOTER ─── */
  footer {
    border-top: 1px solid var(--border);
    padding: 40px 48px;
    display: flex;
    justify-content: space-between;
    align-items: center;
    flex-wrap: wrap;
    gap: 20px;
  }

  .footer-logo {
    font-family: 'DM Serif Display', serif;
    font-size: 1.9rem;
    color: var(--white);
  }
  .footer-logo span { color: var(--green); }

  .footer-copy {
    font-size: 0.85rem;
    color: var(--muted);
  }

  .footer-tagline { font-family: 'Instrument Serif', serif; font-style: italic; font-size: 0.75rem; color: var(--muted); margin-top: 3px; }

  .footer-links {
    display: flex;
    gap: 24px;
  }
  .footer-links a {
    font-size: 0.78rem;
    color: var(--muted);
    text-decoration: none;
    transition: color 0.2s;
  }
  .footer-links a:hover { color: var(--cream); }

  /* ─── OTHER PAGES ─── */

/* Policy*/

/*.policy-container {
  max-width: 900px;
  margin: auto;
  padding: 80px 20px;
}

.policy-container h1 {
  font-size: 3rem;
  margin-bottom: 40px;
  color: var(--green);
}

.policy-card {
  background: rgba(255,255,255,0.03);
  border: 1px solid var(--border);
  padding: 40px;
  border-radius: 20px;
  backdrop-filter: blur(10px);
  line-height: 1.8;
}

.policy-card h2 {
  color: var(--green);
  margin-top: 30px;
  margin-bottom: 10px;
}

.policy-card p,
.policy-card li {
  color: var(--cream);
  opacity: 0.9;
}

.policy-card ul {
  margin-left: 20px;
  margin-top: 10px;
}

.plain p {
  margin-bottom: 15px;
}

/* DOWNLOAD BUTTON */

/*.download-btn {
  display: inline-block;
  margin-top: 30px;
  padding: 14px 24px;
  background: var(--green);
  color: var(--navy);
  text-decoration: none;
  border-radius: 10px;
  font-weight: bold;
  transition: 0.3s ease;
}

.download-btn:hover {
  background: var(--green-dim);
}

/* CONSENT POPUP */

/*.consent-popup {
  position: fixed;
  inset: 0;
  background: rgba(0,0,0,0.7);
  display: none;
  justify-content: center;
  align-items: center;
  z-index: 9999;
}

.popup-box {
  background: var(--navy-mid);
  padding: 40px;
  border-radius: 20px;
  max-width: 450px;
  text-align: center;
  border: 1px solid var(--border);
}

.popup-box h2 {
  color: var(--green);
  margin-bottom: 15px;
}

.popup-box p {
  margin-bottom: 30px;
  color: var(--cream);
}

.popup-buttons {
  display: flex;
  gap: 15px;
  justify-content: center;
}

.popup-buttons button {
  padding: 12px 24px;
  border: none;
  border-radius: 10px;
  cursor: pointer;
  font-weight: bold;
  transition: 0.3s ease;
}

#acceptBtn {
  background: var(--green);
  color: var(--navy);
}

#rejectBtn {
  background: crimson;
  color: white;
}

#acceptBtn:hover,
#rejectBtn:hover {
  transform: translateY(-2px);
}


/* SIMPLE TERMS PAGE */

.terms-page{
  margin: 0;
  background: #111;
}

.top-bar{
  height: 70px;
  padding: 0 20px;

  display: flex;
  align-items: center;
  justify-content: space-between;

  background: white;
  border-bottom: 1px solid #ddd;
}

.top-bar h2{
  color: black;
  font-size: 20px;
  margin: 0;
}

.download-btn{
  padding: 10px 16px;
  background: black;
  color: white;
  text-decoration: none;
  border-radius: 4px;
  font-size: 14px;
}

.terms-frame{
  width: 100%;
  height: calc(100vh - 70px);
  border: none;
  background: white;
}
  /* ─── RESPONSIVE ─── */
  @media (max-width: 768px) {
    nav { padding: 18px 24px; }
    .nav-links { display: none; }
    .hamburger { display: flex; }
    .hero { padding: 100px 24px 50px; }
    .hero-inner { grid-template-columns: 1fr; gap: 40px; }
    .steps-grid { grid-template-columns: 1fr; }
    .section { padding: 60px 24px; }
    .ready-section { padding: 48px 24px; }
    .calc-section { padding: 48px 24px 60px; }
    .calc-card { padding: 28px 20px; }
    .rd-amount { font-size: 2.4rem; }
    footer { flex-direction: column; text-align: center; padding: 32px 24px; }
    .ticker { margin-top: 100px; }
  }

  @media (min-width: 769px) {
    .ticker { margin-top: 100px; }
  }